iServe Residential Lending, LLC NMLS #2914 Richard Drake NMLS #320206

    828 Greenbrier Parkway Suite 220 - Chesapeake, Va 23320

    Phone: 757-536-1509
    Website: Click Here to Visit
    Contact Email: Click to Email Us

    iServe Residential Lending, LLC NMLS #2914 Richard Drake NMLS #320206 Features:

    • Loan specialist
    • Over 25 years finance experience
    • Competitive Rates
    828 Greenbrier Parkway Suite 220
    828 Greenbrier Parkway Suite 220
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    I have 25 years of finance experience 13 of which I have been helping homeowners reach their home financing goals. As an iServe Residential Lending loan officer, my top priority is to help you find the best loan solution to fit your needs through world-class service. Whether you are purchasing a new home or refinancing an existing home, I can help you make an informed choice from a wide selection of loan options. Best of all, since my company is a direct lender, I can close your loan faster and know where it is every step of the way, thanks to our great operations staff. Contact me today and lets get started on helping you attain your mortgage goals!

    I have attended PDCCC and VCU. I am a graduate of The Providence School of Finance and The Dale Carnegie Institute. In my spare time I enjoy watching football, traveling, photography, cooking and doing things with my family. 

    iServe Residential Lending, LLC NMLS #2914 Richard Drake NMLS #320206 Military Specials Offered

    Who Is Eligible for a VA Loan?

    • Veterans
    • Active-duty personnel
    • Reservists/National Guard members
    • Some surviving spouses

    The length of your service or service commitment and/or duty status may determine your eligibility for specific home loan benefits.

    VA Loans


    A VA-guaranteed loan can be used to:
    • buy a home, either existing or pre-construction, as a primary residence
    • refinance an existing loan


    Generally, the following people are eligible:
    • Veterans who meet length of service requirements
    • Service members on active duty who have served a minimum period
    • Certain Reservists and National Guard members
    • Certain surviving spouses of deceased Veterans


    • Equal opportunity for all qualified Veterans to obtain a VA loan
    • Reusable
    • No down payment (unless required by the lender or the purchase price is more than the reasonable value of the property)
    • No mortgage insurance
    • One time VA funding fee that can be included in the loan
    • Veterans receiving VA disability compensation are exempt from the VA funding fee
    • VA limits certain closing costs a Veteran can pay
    • Can be assumed by qualified persons
    • Minimum property requirements to ensure the property is safe, sanitary, and sound
    • VA staff dedicated to assisting Veterans who become delinquent on their loan



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